Solutions for Every Merchant.
Value for Every Customer.
The easy‑to‑use digital Value platform for Developers, Businesses, and Consumers—three legs of the same stool, turning stored value into sales across web, app, and in‑store.
Trusted by institutions. Built to onboard thousands of merchants—fast.
Customers uses any digital Asset. You set rules. We clear, split‑pay, settle, and reconcile—program‑agnostic.
One Value Layer
Unify points, miles, gift cards, coupons, and digital assets behind a single acceptance rail.
Frictionless Checkout
Split‑pay with rewards + card. Convert value at checkout. Instant settlement to your currency.
Keep Your Stack
Start hosted. Graduate to SDKs/APIs without replatforming. Minimal lift, maximum reach.
Built for every player in commerce
Enterprises & Issuers
Institutional scale, governance, program‑to‑program settlement, and reporting.
SME / SMB
Attract new customers, grow AOV with split‑pay, and launch in days—not months.
Shopify / Woo / BigCommerce
Seamless plug‑ins and hosted flows. Keep your processor and POS.
Consumers
Spend anywhere, earn everywhere. Real purchasing power from every reward.
Developers & Partners
Components, APIs, and even the ability to issue points. Let’s build together.
Our Solutions
Choose from modular capabilities designed for merchants, issuers, and partners.
Loyalty Acceptance
Accept major loyalty currencies and brand credits with configurable conversion rules. Offer “Pay with Points,” “Top‑Up with Card,” and “Earn on Every Purchase.”
- Realtime quotes & conversion
- Split‑pay: rewards + card / debit / wallet
- Instant settlement to your preferred currency
- Automatic earn rules to drive repeat visits
Works with
Merchant Wallet & Payouts
Consolidate settlement from cards, rewards, and alternative tenders into a single wallet. Automate reconciliation and control FX.
- Daily or intraday payouts
- Multi‑currency with clear FX
- Program‑level reporting & ledgering
- Program‑aware dispute & refund flows
Controls
Federated Value Services
For large programs and issuers: compliant federation services layer for inter‑program settlement, inventory sourcing, and cross‑brand redemption.
- Program‑to‑program swaps with risk controls
- Issuer & acquirer roles with transparency
- Real‑time quotes or fixed tables
- Catalog, pricing, and availability APIs
Who benefits
Merchant Onboarding
Go live in days — start with hosted checkout, then scale with SDKs or APIs. Minimal lift, maximum reach.
- Fast KYC & sandbox access
- Drop-in hosted checkout link
- Split-pay (rewards + card) out of the box
- Realtime quotes, confirmations, and receipts
What you’ll need
How it works
Start hosted, then move to components or headless APIs—no replatforming.
Outcomes that matter
Higher Conversion
Capture customers who prefer to redeem value they already hold.
Bigger Baskets
Split-pay and top-ups increase AOV while preserving margins.
Repeat Visits
Auto-earn rules drive customers back to you.
Developers
Start with hosted checkout, then move to components or headless APIs. Sandbox mirrors production.
// Create a Federated Value quote
POST /api/fv/quotes
{
"cartTotal": "129.00",
"currency": "USD",
"allowedTenders": ["points","giftcard","card"],
"splitPay": true
}