Universal Exchange (Enterprise)

Compliant exchange layer for inter-program settlement, inventory sourcing, and cross-brand redemption.

Consumer Prism Managed Wallet USDC Store Merchant Checkout Compliance Services DefiPay Settlement Merchant Payment 1. Checkout Initiated 2. Merlin offers Prism route 3. Select Compliance Tier 4. Approve & route to store 5. Transfer for settlement 6. Payout